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Compulsory Third Party Liability (CTPL) Insurance

starts at P 300.00

*price vary depending on their vehicle, please see Payment Guide below

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INSURANCE BENEFITS

Medical Expenses

CTPL insurance takes care of medical bills and hospitalization costs, ensuring that the injured receive the treatment they need promptly.

Disablement Benefit

CTPL provides compensation in case of disability of the third party; thereby alleviating your financial stress.

Death Benefits

If the worst should happen, CTPL offers death benefits to the injured party’s beneficiaries, providing financial support during a difficult time.

Sum Insured
Death Benefit Php 100,000
PAYMENT GUIDE For 1 year
Trailer Php 300.00
Motorcycles Php 300.00
Private Car Php 600.00
Light-Medium Trucks Php 650.00
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TRAVEL SECURE

starts at P 340.98

*3 days Asian Destination Plan 500

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INSURANCE BENEFITS

Trip Protection

We’re here to ensure your journey stays on track, even when unexpected events try to derail your plans.

Emergency Assistance

Whether it’s a medical issue or a travel hiccup, our assistance team is just a call away, 24/7.

Financial Reimbursement

We’ve got your back when it comes to financial losses during your travels, so you can focus on making memories.

Sum Insured
Travel Plan 500 Php 500,000
Travel Plan 1000 Php 1 Million
Travel Plan 2500 Php 2.5 Million
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Comprehensive General Liability (CGL)

starts at P 626.25

*sample for Class 1, less than 20 square meters, 100,000 Combined Single Limit

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INSURANCE BENEFITS

Extensive Coverage

CGL insurance offers comprehensive protection against claims related to bodily injury, property damage, and personal or advertising injuries brought against your business. It’s your safety net against legal liabilities.

Legal Support

CGL policies often include coverage for legal defense costs, ensuring you have the resources needed to navigate complex legal challenges.

Peace of Mind

Rest easy knowing your business is safeguarded. Concentrate on growth and prosperity while we handle the unforeseen.

Tailored Solutions

Customize your CGL policy to match your business’ unique needs. Select coverage limits and deductibles that align with your goals and budget.

Customer Satisfaction

Join the ranks of countless businesses who have found security and peace of mind with CGL insurance. We’re here to shield your assets and preserve your reputation.

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Mosquitronella

P 350.00

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INSURANCE BENEFITS

Medical Cash Assistance

FGen Insurance shall pay the lump sum benefit as indicated in the Policy Schedule if within the Period of Insurance, the Insured is first diagnosed of having acquired either Dengue, Chikungunya or Zika by a Licensed Doctor.

Accidental Death

If within one hundred eighty (180) days from date of Insured’s accident or injury which led to Dengue, Chikungunya or Zika and consequently resulted in the death of the Insured, FGen Insurance shall pay the Accidental Death Benefit up to the limit stated in the Policy Schedule.

WAITING PERIOD
  • No medical examination is required but a 15-day waiting period will be applied.
  • No claim will be paid if the insured is diagnosed to have been infected by Dengue, Chikungunya or Zika virus within 15 days from the effective date of the insurance cover.
Sum Insured
Medical Reimbursement Php 10,000
Accidental Death due to Dengue, Chikungunya or Zika Virus Php 10,000
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Individual/Family Personal Accident (PA)

starts at P 591.00

*sample for Class 1 Occupation, Sum Insured of P 250,000.00
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INSURANCE BENEFITS

Comprehensive Protection

Combines various essential benefits, providing thorough financial protection in diverse accident scenarios.

Peace of Mind

Knowing that you are covered 24/7 for 365 days, worldwide, brings a sense of security and peace of mind, allowing you to focus on your daily activities without constant worry.

Financial Stability

These benefits ensure that you and your family remain financially stable, even in unexpected and challenging circumstances.

Flexibility

The policy can cater to different needs, making it suitable for a wide range of individuals, including those with specific travel or work-related risks.

Support During Recovery

The hospitalization cash and medical expense benefits provide support during your recovery period, helping you manage your expenses effectively.

Enhanced Safety Net

Extends protection to include incidents of unprovoked violence, offering financial support for injuries or death resulting from such events.

In summary, a personal accident insurance policy with these benefits provides robust and comprehensive protection, ensuring you and your loved ones are financially safeguarded against the consequences of accidents.

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Fire Residential (FI)

starts at P 890.75

*sample for Home Care Enhanced, Sum Insured of P 1,000,000.00
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INSURANCE BENEFITS

Comprehensive Protection

Fire residential insurance covers not just fire damage but also damages brought about by other risks like lightning, earthquakes, typhoons, and floods, ensuring your home is protected from various threats.

Enhanced Package

Offers peace of mind by ensuring that in the unfortunate event of an accident, there is financial support available to cover medical bills, or even provide a payout to beneficiaries in case of accidental death. This coverage is particularly valuable in helping to mitigate the financial impact of unexpected accidents.

Tailored Coverages

Tailored packages offer comprehensive protection, making sure that you and your home are covered for a wide range of potential risks. This kind of customization helps homeowners feel secure knowing they have the right coverage for their specific needs.

Peace of Mind

Knowing that your home and belongings are protected allows you to live without the constant worry of potential disasters.

Affordable Protection

Insurance offers a cost-effective way to protect one of your most significant investments—your home.

Fire residential insurance is a crucial investment in your home's safety and your financial well-being.