How Safe is it to Drive in the Philippines?

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In recent years, the issue of road safety in the Philippines has garnered much noise and resulted in much concern and discussion.   How dangerous is driving in the Philippines? Accidents happen on Philippine roads for numerous reasons, many of which are preventable: drunk driving, texting or talking to someone on the phone while driving, violating traffic rules, overtaking and …

5 Things You Should Do to Prepare for Natural Calamities

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Seven years ago, Super Typhoon Yolanda–one of the strongest storms recorded in history–struck the Philippines, causing almost a hundred billion pesos’ worth of damage. In the middle of the global COVID-19 pandemic, the one-two punch of Typhoon Rolly and Typhoon Ulysses served as a reminder of how prone the country is to natural calamities. Located in the Pacific Ring of …

Surety Bonds: Protection from Broken Promises

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There’s a certain degree of mutual trust and confidence that comes with every business dealing. All sides of a business agreement, in theory, bank on each other’s integrity and ability to live up to their end of the deal to ensure a successful transaction or the proper fulfilment of an obligation. Unfortunately, word of mouth and even agreements on paper …

Roadside Emergencies (And How We Can Help)

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One of the worst nightmares of any motorist would be to have a roadside emergency with no one around to help. Just ask anyone who drives each day, and they’ll surely tell you that they know this fear quite well. It’s important to keep in mind, however, that as long as you’re aware of what to do and you can …

Motor Insurance 101: Understanding Own Damage

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You’re probably already familiar with the concept of motor car insurance. After all, there are many ways in which you can find yourself in an inconvenient or even life-threatening situation as far as your car is concerned, and it’s always good to be prepared to handle such unfortunate circumstances. Unsurprisingly, there are also different areas covered by motor car insurance …

5 things to ask before getting insurance for the home

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Without a doubt, investing in home insurance is one of the smartest decisions you can make for your home. After all, it pays to protect your most valuable asset, especially in the event of any unfortunate incident that compromises the safety and security it offers. However, getting insurance for the home involves more than just signing up for an insurance …

4 Reasons to Get Fire Insurance in the Philippines

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Here’s an unsettling truth: Many homeowners in the Philippines don’t get fire insurance. Either they don’t think it’s important enough, or they feel that it’s just a waste of money. Thing is, this is exactly what puts them in grave danger — and by the time they realize this, it’ll be too late. Here are four reasons why you should …